Life Insurance Plans | Mama Bima

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Life Insurance Plans

Protect what matters most with comprehensive life insurance coverage

Popular

Whole Life Insurance

Permanent, lifetime protection with guaranteed payout

Pay premium for a fixed term, e.g., 10, 15, or 20 years - protected for life
Tax-free Lump-sum payout to beneficiaries
Optional add-ons: critical illness and disability benefits
Earn annual bonuses on your sum assured
Ideal for income replacement and inheritance planning

Education Policy

Secure your child's education no matter what happens

Guaranteed payouts for school fees
Life cover for parents included
Optional add-ons: critical illness and disability benefits for parents
Bonuses and growth on savings
From as low as KES 3,000/month

Endowment Savings Plans

Savings and protection in one powerful plan

Lump-sum maturity payout
Life cover during the term
Optional add-ons: critical illness and disability benefits
Bonuses and guaranteed returns
Flexible payment terms - 5 to 20 years

Last Expense Insurance

Dignified farewell without financial burden

Instant payout within 48 hours after document submission
Cash payout on death for all covered family members
100% payout for permanent total disability for the nuclear family
50% payout for first-ever critical illness diagnosis for the policyholder
Flexible options to include spouse, parents, children, and siblings
From KES 3,750 per month with no medical examination required

Critical Illness

Financial cushion during life's toughest moments

Tax-free lump sum on diagnosis
Covers major critical illnesses and disability
Discretionary money - Covers medical and living expenses
Standalone or add-on option