This plan gives you a platform to be very disciplined in your savings journey, helping you build wealth consistently over time.

Decide how many cash payouts you want (1-9 payouts). At maturity, you'll receive a lumpsum payout plus all accrued bonuses.

Choose your savings period (between 5 and 20 years) and the number of payouts that suit your financial goals — whether it's education, a dream vacation, or retirement.

Natural death: 100% of sum assured + bonuses paid immediately. Accidental death: 200% of sum assured + bonuses paid out, giving your loved ones double protection.

If you suffer a critical illness or total permanent disability, all future premiums are waived, yet your guaranteed cash payouts continue as scheduled.

Your plan earns compound annual bonuses every year, enhancing your policy value and total maturity benefit.

Receive a 10% cashback of your annual premium at the end of the fourth year — a reward for your consistency in saving.

Get 50% of your sum assured (up to Kshs. 20 million) upon first diagnosis of any of 17 listed illnesses. Premiums on the main policy are waived after the claim.

If you become permanently disabled, all premiums are waived while your savings and guaranteed payouts continue uninterrupted.

Enjoy 15% tax relief on premiums paid, up to Kshs. 60,000 annually.

Get covered up to Kshs. 15 million without a medical examination.